Main Page Not logged inLogin

For Questions, Changes or Clarifications regarding the Adjuster Licensing information, please send an email to

Last Reviewed / Modified On 01 Dec 2017.


License Types


An "adjuster" is any individual who, for compensation, fee or commission, investigates and settles claims arising under property, casualty or surety insurance contracts, on behalf solely of either the insurer or insured. A licensed attorney who is qualified to practice law in this state is deemed not to be an adjuster for the purposes of this article.
Adjusters are licensed in West Virginia

Public Adjuster

"Public adjuster" means an independent contractor representing solely the financial interests of the insured named in the policy.
No specific rules are found for the licensing of public adjusters.

Crop Adjuster

"Crop adjuster" means a person who adjusts crop insurance claims under the federal crop insurance program administered by the United States Department of Agriculture.

Company Adjuster

Company adjuster" means an adjuster representing the interests of the insurer, including an independent contractor and a salaried employee of the insurer.

Emergency Adjuster

Whenever the commissioner determines that a state insurance emergency exists in the state of West Virginia, the commissioner may authorize individuals to be emergency adjusters. The commissioner may authorize such number of additional adjusters as he considers necessary to adequately address the emergency condition existing in the state. Any such emergency license is valid only for so long as the commissioner specifies, not to exceed a period of one hundred twenty days.


No rules regarding exclusions are found. A licensed attorney who is qualified to practice law in this state is deemed not to be an adjuster for the purposes of this article.

Licensing Requirements


To become a licensed West Virginia insurance adjuster, individuals must:
Be 18 years of age or more.
Be a resident of West Virginia, or a licensed resident of a state that grants similar reciprocal licensing to West Virginia adjusters.
Be trustworthy and competent.
All West Virginia residents, as well as non-residents who live in states that are not reciprocal with West Virginia, must take the West Virginia license exam.
In the event of a catastrophe, West Virginia will issue 90-day Emergency Adjuster licenses.

Reciprocity and Non Residents

West Virginia grants non-resident licenses to applicants who hold a resident adjuster license in their home state, as long as that state is reciprocal with West Virginia (i.e. as long as that state grants non-resident licenses to West Virginia adjusters in return).
Residents of states that do not license adjusters may designate, as their home state, a state in which they have taken an adjuster exam and hold a license

Reciprocity with Texas license

Reciprocal with Texas.

Pre Licensing Education

West Virginia requires applicants to complete a licensing exam administered by Pearson VUE, unless the applicant is currently licensed in his or her state of residence and that state allows West Virginia adjusters to be licensed as non-resident adjusters.

Bond Requirement

Adjuster Bond not required for Licensing.

How to Apply

For Residents:
Complete West Virginia Adjuster Application and send it in along with a $25 application fee.
Take and pass the West Virginia exam and submit your original Pearson VUE Score Report.
If you have held any insurance license in any other state, you must present a Letter of Clearance from that state.
If applying for a Crop Adjuster License, certification by the Federal Risk Management Agency is required.
West Virginia Adjuster Application must be completed and sent in, along with the proper fee ($25 unless your home state charges a higher fee.)
Original Pearson VUE Score Report. Non-resident applicants who are not licensed in their home state must take and pass the West Virginia exam.
If designating a home state, home state must be identified at the top of Page 1 of the application.
If applying for a Crop Adjuster License, certfication by the Federal Risk Management Agency is required. Nonresident crop adjusters may be licensed as a nonresident crop adjuster in this state if the applicant’s home state has established, by law or regulation like requirements for the licensing of a resident of this state as a nonresident crop adjuster. Should a nonresident crop adjuster’s home state not license crop adjusters, an individual may designated a home state in any state which he or she has a license. This applies only to individuals whose principal place of residence does not license adjusters.
NOTE: CLM users can apply through CLM Tracker.

Maintaining Your License


The license must be renewed each year on May 31st, regardless of when it was attained. CLM Tracker subscribed users can renew the licenses via CLM.

Continuing Education

There are no Continuing Education requirements for the West Virginia license.

License Termination or Lapse

No specific rules are found.


Initial Licensing Fee$25
Exam Fee$110
Renewal Fee$25
Late Renewal Fee$25


Agent Licensing and Education, PO Box 50541, 1124 Smith Street, Charleston, WV 25305
Overnight Address: 1124 Smith Street, Room 402, Charleston, WV 25301
Phone: (304) 558-0610, Fax: (304) 558-4966,


^ Back to Top