DELAWARE ADJUSTER LICENSING INFORMATION
- 1 License Types
- 2 Licensing Requirements
- 3 How to Apply
- 4 Maintaining Your License
- 5 Fees
- 6 Contact
- 7 Information
(1) Property insurance. (2) Casualty insurance. (3) Fidelity and surety insurance. (4) Automobile insurance. (5) Marine and transportation insurance. (6) Adjuster Multi-Peril Crop Other (7) Adjuster Workers' Compensation 18 Del.C., §§1706 and 1707 (1).
a. Acts or aids, solely in relation to first party claims arising under insurance contracts that insure the real or personal property of the insured, on behalf of an insured individual in negotiating for, or effecting the settlement of, a claim for loss or damage covered by an insurance contract;
b. Advertises for employment as an adjuster of insurance claims or solicits business or represents oneself to the public as an adjuster of first party insurance claims for losses or damages arising out of policies of insurance that insure real or personal property; or
c. Directly or indirectly solicits business, investigates or adjusts losses or advises an insured about first-party claims for losses or damages arising out of policies of insurance that insure real or personal property for another person engaged in the business of adjusting losses or damages covered by an insurance policy.
18 Del.C., §§1706 and 1707 (1).
No person shall, directly or indirectly, act as a public adjuster without first procuring a license from the Commissioner to act as a public insurance adjuster.
The applicant should be a full time employee of a licensed adjuster
"No adjuster's license shall be required for any adjuster sent into this State on behalf of an insurer for the investigation or adjustment of a particularly unusual or extraordinary loss, or series of losses, resulting from a catastrophe common to all such losses; provided that such adjuster shall furnish to the Commissioner written notice within 10 calendar days of any such catastrophic insurance adjustment work."
(1) An adjuster sent into this State on behalf of an insurer for the investigation of a particularly unusual or extraordinary loss, or series of losses, resulting from a catastrophe common to all such losses; provided that such adjuster shall furnish to the Commissioner written notice within 10 calendar days of any such catastrophic insurance adjustment work.
(2) An individual who, in regards to portable electronics insurance claims, collects claim information from, or furnishes claim information to, insureds or claimants, and who conducts data entry including entering data into an automated claims adjudication system, provided that the individual is an employee of a licensed independent adjuster or its affiliate where no more than 25 such persons are under the supervision of 1 licensed independent adjuster or licensed producer. A producer who is acting as a supervisor and adjusting claims pursuant to this paragraph is not required to be licensed as an adjuster. For purposes of this section, "automated claims adjudication system" means a preprogrammed computer system designed for the collection, data entry, calculation and final resolution of portable electronics insurance claims which:
a. Is only utilized by a licensed independent adjuster, licensed producer, or supervised individuals operating pursuant to this paragraph;
b. Complies with all claims payment requirements of the insurance code; and
c. Is certified as compliant with this section by a licensed independent adjuster that is an officer of a licensed business entity under this chapter.
- Major lines of authority applicants must successfully pass the Delaware producer licensing exams. If you successfully pass the state licensing exam, your test results are automatically electronically submitted to the online system. Resident Crop Adjusters are required to submit a copy of their CAPP Card in lieu of an exam Examination(s) from Pearson Vue.
- A state criminal history report and a federal criminal history report from the Federal Bureau of Investigation (FBI), dated within 90 days of receipt, are required.
- Once the application has been submitted through NIPR, please fax the state and FBI criminal history reports.Examination results are received electronically from Pearson Vue and do not need to be faxed to the Department.
- Nonresident licensees licensed in their home state where an exam has been taken may apply online at www.nipr.com
- Non-Resident Crop Adjusters are required to submit a copy of their CAPP Card in lieu of an exam.
- A Non-Resident Adjuster who does not hold a resident license because their home state does not license Adjusters, may apply online at www.nipr.com by designating their non-resident Adjuster state as their domicile state.
- Nonresident applicants who are not licensed in any state are required to take the Delaware exam and obtain a state criminal history report and a federal criminal history report from the Federal Bureau of Investigation (FBI)dated within 90 days of receipt.
- The Form 2A, state and federal criminal background reports must be submitted to the Department.
Reciprocal with Texas License? Yes.
Delaware does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
Requires Adjuster Bond.
Type of Adjuster: bail producers resident and public adjusters
Bond Expiration information: Feb 28 every odd year
Link to Forms: http://www.delawareinsurance.gov/departments/licensing/Lic_Proc_Aug_2013.pdf
Resident and Non Resident adjusters apply online via NIPR. Accepts Adjuster Designated Home State (ADHS) electronically.
- This license is good for two years and is renewable with a fee of $50 for residents, $75 for non-residents.
- The license expires on March 1st of odd year; Extended late renewal begins September 1st of odd year
- Late renewal is possible until August 31st of odd year; Extended late renewal ends February 28th of even year (February 29th in leap year)
- Delaware will allow late renewal of an expired license using this NIPR Application (NRAR) if license status is not active with a status reason of "non-renewed/not continuing education compliant" and expiration date is greater than thirty (30) days and up to one (1) year.
Resident Adjusters who are licensed solely for Surety or Marine & Transportation are exempt from the CE requirement.
The Non-Resident CE requirement is changed for the 2019 renewals to add 12 hours of CE with 3 hours in Ethics. This is also applicable to Non-Resident Designated Home state renewals and Public Adjusters.
Licensees who fail to renew, without informing the Department of cancellation will be subject to Administrative Action
|Application & License Fee||$75|
|Renewal Fee||$50 (residents) $75 (non-residents)|
Phone: (302) 674-7390, Fax: (302) 736-7906, Email:email@example.com